Snap finance allows you to apply for finance without damaging your existing credit history. Snap finance process requests for credit on a soft basis, Meaning that is means tested based on your monthly income, not your previous credit history. Although this is taken into consideration as all responsible should do. With total transparent fees available it is easier to make informed decisions with snap finance.
Here's the basics:
- Get up to £2,000 paid directly to the merchant on your behalf
- Spread the repayments over 12 months
- Repay weekly, fortnightly or monthly to suit you
- Clear the loan within 60 days and pay no interest
What if I don’t use the 60 days pay off?
Bills keep coming in and things keep needing to be paid for. So if next months pay cheque is taken before you know it and you don’t use the 60 days pay off option, just carry on paying the monthly amount and you’ll have paid it off in 12 months.
It’ll cost you about £5 per month for every £100 borrowed. All our loans are repayable over 12 months so that’s £60 for every £100. 172.3% APR Representative.